Asia Pacific Journal of Information Systems (APJIS)

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Current Issue

Date	December 2021
Vol. No.	Vol. 31 No. 4
DOI	https://doi.org/10.14329/apjis.2021.31.4.543
Page	543~574
Title	Theoretical Grounding of Perceived Risk in Adoption of Mobile Payment System and Behavioural Intention
Author	Bharti Ramtiyal, Deepak Verma, Ajay Pal Singh Rathore
Keyword	M-payment, Mobile payment, Perceived risk, Theoretical grounding, E-payment
Abstract	This study focuses on a better understanding of the importance of risk perception in adopting Mobile Payment Systems (MPS) by conducting a systematic literature review. From the social science field (using Scopus and Web of Science database) articles were selected. Overall, forty-four significant pieces were determined using a systematic methodology. In addition to providing a summary of the most used theories used to address perceived risk in MPS this paper also investigates the definition for the perceived risk in MPS literature. The study is performed through the identification of dominant theories used to explain perceived risk in the literature. The article gives a thematic analysis of theories and the relation of perceived risk with behavioural intention. As far as we know, this is the first effort of its kind to give a holistic, systematic literature review in light of perceived risk in MPS. Consequently, it is a crucial first step in establishing a solid theoretical framework involving the constructs of perceived risk and laying the groundwork for future research in this area.